Common situations
- Unpaid invoices, loans, equipment leases or other debts
- A judgment that has not been paid
- A debtor who has moved assets out of reach, or a company that is an empty shell
- A garnishment or writ affecting a bank account, wages or property
- A default judgment obtained without the defendant’s knowledge
How we approach debt recovery
- Assess collectability first: assets, income, property and other creditors.
- Send a clear demand, which resolves many debts without a claim.
- Choose the fastest suitable route to judgment, in Small Claims Court or the Superior Court of Justice.
- Enforce with the right tools: garnishment, writs, examinations and, where assets were moved to defeat creditors, a claim to set the transfer aside.
For debtors
Enforcement steps have rules, exemptions and deadlines. Some wages and property are partly protected, garnishments can sometimes be varied, and a default judgment can sometimes be set aside. Payment arrangements can also be negotiated.